by harmerwealth | May 19, 2020 | Financial, Mortgages
In a response to the COVID-19 pandemic, the big banks are easing up on customers whose lives, and as a result income has been disrupted. Bank of Montreal, Bank of Nova Scotia, CIBC, National Bank, Royal, and TD have all issued financial assistance relief programs. For...
by harmerwealth | May 16, 2020 | Financial, Investing, Mortgages
Q.What do I need to consider when my mortgage is up for renewal? Home Equity Line of Credit (HELOC) is a type of mortgage that is secured against your home. As you pay off your mortgage and build up equity in your home, a HELOC allows you to gain access to your home...
by harmerwealth | May 16, 2020 | Debt, Financial, Mortgages
Q.What is a HELOC (Home Equity Line of Credit)? Home Equity Line of Credit (HELOC) is a type of mortgage that is secured against your home. As you pay off your mortgage and build up equity in your home, a HELOC allows you to gain access to your home equity to use the...
by harmerwealth | May 16, 2020 | Financial, Investing, Mortgages
Updated: Apr 19, 2021 Q.How do I know what I can afford? When Shopping for a home it’s important to determine the maximum mortgage and home price you can qualify for. To determine your maximum affordability, lenders take several factors into account,...
by harmerwealth | Mar 1, 2020 | Financial, Investing
At this point the majority of us are aware of the effects Coronavirus has had on the global economy. Throughout the past week we have seen that fear and anxiety spill into the global markets. With “social-media driven news, the interconnectedness of global supply...
by harmerwealth | Jun 17, 2019 | Financial
We are constantly contacted by individuals who worry about their future. Individuals/Couples feel that because they have not already saved a large amount (or anything) that it’s too late–This is where Harmer Wealth comes in. Here is an approximate...
