by harmerwealth | Feb 16, 2024 | Uncategorized
In a world where financial security is paramount, especially for those approaching retirement, the sustainability of pension funds is a topic that increasingly occupies the minds of many. With the complexities of the financial markets and the demographic shifts of an...
by harmerwealth | Jan 30, 2024 | Investment Income, Pensions, Retirement, Tax Planning
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
by harmerwealth | Jan 11, 2024 | Interest Rates, Retirement, Tax Planning
In recent years, global financial markets have experienced significant turbulence, primarily attributed to a dramatic increase in interest rates by world banks. This surge, particularly notable in 2022, has had a profound impact across various sectors, including...
by harmerwealth | Nov 22, 2023 | Mortgages
Understanding the Charter In a bold move to assist homeowners grappling with soaring interest rates, the Canadian government has introduced the New Canadian Mortgage Charter. This initiative marks a significant step towards offering substantial relief to those facing...
by harmerwealth | Aug 31, 2023 | Retirement, Tax Planning
This post will delve into ten strategies that retirees or those nearing retirement can employ to reduce their tax burden. Note that the following list isn’t exhaustive and doesn’t follow a specific order of importance: 1. Spousal RRSP Contributions: In...