by harmerwealth | Nov 18, 2025 | Financial Planning, Inheritance, Mortgages, Retirement, Tax Planning
Why Canadians Are Looking at the Smith Manoeuvre Again Canadians are getting squeezed from all sides: higher living costs, stubborn inflation, heavy taxation, and a lot of uncertainty around pensions and government benefits. For many homeowners, most of their net...
by harmerwealth | Aug 26, 2025 | Financial, Financial Planning, Interest Rates, Mortgages, Retirement
If your mortgage‑renewal email made your coffee go cold—join the club. Canada’s renewal wave is here, and it’s reshaping household budgets, housing choices, and retirement timelines across Durham, Clarington, Northumberland, Kawarthas—and right here...
by harmerwealth | Apr 22, 2025 | Financial Planning, First-Time Home Buyer, Investing, Investment Income, Life Insurance, Mortgages, Pensions, Retirement, Tax Planning
At Harmer Wealth Management and The Harmer Group, we offer a full-service financial planning experience that guides you seamlessly through every life milestone. Serving Oshawa, Whitby, Bowmanville, Clarington, Scugog, Port Hope, Cobourg, Peterborough, Cavan, Prince...
by harmerwealth | Apr 19, 2025 | Financial Planning, First-Time Home Buyer, Real Estate
At The Harmer Group, we pride ourselves on being more than just Realtors – we’re also personal financial planners dedicated to your long-term success. Our team understands the intrinsic connection between real estate and financial well-being, which is why we have...
by harmerwealth | Apr 15, 2025 | Debt, Economy, Financial Planning, Interest Rates
Canada just got some good news on the cost of living front: our inflation rate for March fell to 2.3%. This was a surprise to many experts, and it’s the lowest it’s been in quite a while. But what does that really mean for you and your family? In this post, we’ll...
by harmerwealth | Apr 5, 2025 | Financial Planning, Investing, Investment Income, Retirement, Uncategorized
If recent headlines about U.S. tariffs, trade tensions, and economic uncertainty have made you nervous about your finances, you’re certainly not alone. Whether you’re a seasoned investor or just someone concerned about protecting your hard-earned savings,...
