by harmerwealth | Jul 18, 2024 | Financial Planning, First-Time Home Buyer, Interest Rates, Mortgages, Real Estate, Retirement
With a recent surprise drop in inflation in Canada to 2.7%, the financial landscape is poised for some significant changes. Experts anticipate that this drop in inflation will result in another minimum 0.25% decrease in the PRIME interest rate on the Policy Rate...
by harmerwealth | Jun 5, 2024 | Debt, Financial Planning, Interest Rates, Mortgages
Finally, some long-awaited good news from the mortgage market: the Bank of Canada has made its first rate cut of 0.25% to PRIME. This change is set to have a significant impact on homeowners across the country. If you’re a Variable mortgage or loan holder,...
by harmerwealth | Aug 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial endeavor for anyone who envisions a comfortable and stress-free life after their working years. It’s a multi-faceted process that involves much more than simply saving money. Many individuals turn to professional retirement...
by harmerwealth | Aug 17, 2023 | Financial Planning, Retirement
Navigating the intricacies of retirement planning demands the guidance of an expert who can offer a holistic understanding of your financial landscape. This is precisely where the role of a financial planner, like those at Harmer Wealth Management, becomes...
by harmerwealth | May 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial aspect of your financial journey, yet it often feels like navigating uncharted territory. With an array of decisions and variables at play, it’s beneficial to have an experienced guide by your side. That’s where a...
by harmerwealth | May 18, 2023 | Financial Planning, Investing
Navigating the investing world can be a daunting task, especially for those who are just starting out. Among the myriad of investing approaches, two broad strategies often dominate the conversation: passive investing, including index investing, and active investing....
