by harmerwealth | Apr 5, 2026 | Financial Planning, Insurance, Life Insurance
Healthcare planning has changed. For many Canadians, the conversation is no longer only about what happens after a diagnosis. It is also about how to access answers sooner, how to connect with leading specialists faster, and how to make more informed healthcare...
by harmerwealth | Mar 14, 2026 | Debt, Economy, Financial Planning, Interest Rates, Investing, Mortgages, Real Estate, Tax Planning
By Chad Harmer This 2026 market update is not just about stocks. It is about how market volatility, mortgage rates, financial planning decisions and real estate timing all land on the same household balance sheet. For families and business owners here in Ontario,...
by harmerwealth | Nov 18, 2025 | Financial Planning, Inheritance, Mortgages, Retirement, Tax Planning
Why Canadians Are Looking at the Smith Manoeuvre Again Canadians are getting squeezed from all sides: higher living costs, stubborn inflation, heavy taxation, and a lot of uncertainty around pensions and government benefits. For many homeowners, most of their net...
by harmerwealth | Aug 26, 2025 | Financial, Financial Planning, Interest Rates, Mortgages, Retirement
If your mortgage‑renewal email made your coffee go cold—join the club. Canada’s renewal wave is here, and it’s reshaping household budgets, housing choices, and retirement timelines across Durham, Clarington, Northumberland, Kawarthas—and right here...
by harmerwealth | Apr 22, 2025 | Financial Planning, First-Time Home Buyer, Investing, Investment Income, Life Insurance, Mortgages, Pensions, Retirement, Tax Planning
At Harmer Wealth Management and The Harmer Group, we offer a full-service financial planning experience that guides you seamlessly through every life milestone. Serving Oshawa, Whitby, Bowmanville, Clarington, Scugog, Port Hope, Cobourg, Peterborough, Cavan, Prince...
by harmerwealth | Apr 19, 2025 | Financial Planning, First-Time Home Buyer, Real Estate
At The Harmer Group, we pride ourselves on being more than just Realtors – we’re also personal financial planners dedicated to your long-term success. Our team understands the intrinsic connection between real estate and financial well-being, which is why we have...
