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We are constantly contacted by individuals who worry about their future. Individuals/Couples feel that because they have not already saved a large amount (or anything) that it’s too late–This is where Harmer Wealth comes in.

Here is an approximate projection of someone starting with $0 in savings, and saving $150 on a bi-weekly basis for the next 25 years in a RRSP/Tax-Free plan. In 25 years this individual/couple will have approximately $220,000 (based conservatively on 6%) which can now be used to generate a monthly income to help support their financial needs.

Let us plot out your scenario!