by harmerwealth | Aug 26, 2025 | Financial, Financial Planning, Interest Rates, Mortgages, Retirement
If your mortgage‑renewal email made your coffee go cold—join the club. Canada’s renewal wave is here, and it’s reshaping household budgets, housing choices, and retirement timelines across Durham, Clarington, Northumberland, Kawarthas—and right here...
by harmerwealth | Feb 26, 2023 | Financial, Financial Planning, Insurance, Retirement
Managing your finances can be overwhelming, especially if you don’t have a background in finance. That’s where a financial advisor comes in. A financial advisor is a professional who can help you manage your money and plan for your financial future. In...
by harmerwealth | Feb 26, 2023 | Financial, Retirement
Retirement is an important milestone in life that requires a lot of planning and preparation. It is important to ensure that you have enough money to live comfortably in retirement, while also being able to cover any unexpected expenses. This is where a financial...
by harmerwealth | Dec 3, 2022 | Debt, Financial, Interest Rates, Investing, Mortgages
The rise of inflation in 2022 has had a domino effect that has rippled through the day-to-day life of us all. Resulting interest rate increases have caused a decline in real estate and investment markets, and spikes in mortgage rates. Watch above to get a greater...
by harmerwealth | Jun 15, 2020 | Financial, Investing, Mortgages
With mortgage rates hitting historical lows we are fielding a lot of questions surrounding the advertised 1.99% 5-year fixed mortgage. While there are many excellent mortgage rates in the market, some of these rates come with requirements that may not fit your...
by harmerwealth | May 30, 2020 | Financial, Investing
While it is impossible to determine the exact moment when the market has bottomed out, we can begin to review high quality, oversold, and high value investments. One of the investment options that yield minded investors have brought into focus is dividend investing....
