by harmerwealth | Feb 16, 2024 | Uncategorized
In a world where financial security is paramount, especially for those approaching retirement, the sustainability of pension funds is a topic that increasingly occupies the minds of many. With the complexities of the financial markets and the demographic shifts of an...
by harmerwealth | Jul 18, 2023 | Debt, Interest Rates, Mortgages, Uncategorized
In a refreshing turn of events for Canadians, the inflation rate has dipped to 2.8% in June, according to the latest consumer price index report from Statistics Canada. This is the first time in over two years that the rate has fallen within the Bank of Canada’s...
by harmerwealth | Apr 28, 2023 | Debt, Interest Rates, Mortgages, Real Estate, Uncategorized
Recent economic data from Canada indicates a slower growth rate in February and an anticipated contraction in March, coupled with a deceleration in inflation. This suggests that the Canadian central bank’s plans to keep interest rates on pause are well-founded....
by harmerwealth | Mar 31, 2023 | Uncategorized
Although it didn’t grab headlines, Chair Powell’s announcement last week essentially introduced an informal US dollar central bank digital currency (CBDC) by assuring the safety of depositors’ savings. While he didn’t explicitly mention CBDCs,...
by harmerwealth | Feb 27, 2023 | Uncategorized
Investors are always looking for ways to create consistent income in their investment portfolios. One strategy that is gaining popularity is options trading. In this article, we’ll explore how an options strategy can be an excellent way to create consistent...
by harmerwealth | Feb 26, 2023 | Uncategorized
When it comes to financial advisors, there are two primary compensation models: fee for service and commission-based. While both models have their advantages, there are several benefits to working with a fee for service investment advisor. Firstly, fee for service...
