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The Lifetime Income Portfolio: A Sustainable Approach to Retirement Income
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
How an RRSP Loan and the Home Buyers’ Plan Could Help a First-Time Home Buyer
Buying your first home can feel like a race between rising prices, mortgage rules, and the challenge of saving enough for a down payment. For some first-time home buyers, one strategy worth understanding is using an RRSP contribution, an RRSP loan, and the Home...
AI, Inflation, Gold and Rates: A Financial Planner’s Reflection
Spent the day in Ottawa at Canada Life’s Advisor Roadshow with a great group of investment leaders, portfolio managers, and minds in our industry. As expected, the major conversations were around AI, gold, Iran, inflation, and interest rates. Fair enough. Those are...
Hold Steady: What Matters Right Now for Mortgages, Markets, and Ontario Real Estate
Don’t let one bad hour make a long-term decision for you. A lot can change in one day. Sometimes in one hour. That is exactly why now is not the time for emotional decisions. You may hear from us a little more than usual right now, and that is intentional. When things...
Proactive Healthcare Planning for Canadian Families
Healthcare planning has changed. For many Canadians, the conversation is no longer only about what happens after a diagnosis. It is also about how to access answers sooner, how to connect with leading specialists faster, and how to make more informed healthcare...
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