by harmerwealth | Mar 14, 2026 | Debt, Economy, Financial Planning, Interest Rates, Investing, Mortgages, Real Estate, Tax Planning
By Chad Harmer This 2026 market update is not just about stocks. It is about how market volatility, mortgage rates, financial planning decisions and real estate timing all land on the same household balance sheet. For families and business owners here in Ontario,...
by harmerwealth | Apr 15, 2025 | Debt, Economy, Financial Planning, Interest Rates
Canada just got some good news on the cost of living front: our inflation rate for March fell to 2.3%. This was a surprise to many experts, and it’s the lowest it’s been in quite a while. But what does that really mean for you and your family? In this post, we’ll...
by harmerwealth | Apr 4, 2025 | Economy, Financial Planning, Investing, Real Estate, Retirement
Feeling nervous about the economy, your job, rising prices, or retirement savings? You’re not alone. Market downturns can be scary, especially when the headlines feel overwhelming. At Harmer Wealth Management, we understand these concerns deeply. This post...
by harmerwealth | Mar 4, 2025 | Economy, Financial Planning, First-Time Home Buyer, Interest Rates, Investing, Investment Income, Mortgages, Real Estate, Retirement
We understand that the recent fear and volatility caused by Trump’s latest antics—particularly his tariffs on Canada—have left many of you feeling uneasy. If history has taught us anything, however, it’s that we’ve seen this before. This is Trump 2.0—a bad movie we’re...
by harmerwealth | Feb 7, 2025 | Economy, Financial Planning
Canada’s unemployment rate just fell to 6.6%, and while that might seem like just another statistic, it actually has a real impact on your finances, whether you’re a homeowner, potential buyer, investor, or simply managing your monthly...
by harmerwealth | Dec 7, 2024 | Economy, Financial Planning
📉 Canada’s Unemployment Rate Hits 8-Year High of 6.8% 📉 Canada’s economy is making headlines, and not for the best reasons. The national unemployment rate has reached 6.8%, the highest level in 8 years. While this news may seem concerning, it’s essential to...
