by harmerwealth | Jan 11, 2024 | Interest Rates, Retirement, Tax Planning
In recent years, global financial markets have experienced significant turbulence, primarily attributed to a dramatic increase in interest rates by world banks. This surge, particularly notable in 2022, has had a profound impact across various sectors, including...
by harmerwealth | Nov 22, 2023 | Mortgages
Understanding the Charter In a bold move to assist homeowners grappling with soaring interest rates, the Canadian government has introduced the New Canadian Mortgage Charter. This initiative marks a significant step towards offering substantial relief to those facing...
by harmerwealth | Aug 31, 2023 | Retirement, Tax Planning
This post will delve into ten strategies that retirees or those nearing retirement can employ to reduce their tax burden. Note that the following list isn’t exhaustive and doesn’t follow a specific order of importance: 1. Spousal RRSP Contributions: In...
by harmerwealth | Aug 25, 2023 | Investing
As the financial landscape of 2023 takes shape, investors around the globe face unprecedented challenges. With soaring interest rates, increased volatility in the equity market, and palpable uncertainty in the overall economy, it’s paramount to tread the...
by harmerwealth | Aug 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial endeavor for anyone who envisions a comfortable and stress-free life after their working years. It’s a multi-faceted process that involves much more than simply saving money. Many individuals turn to professional retirement...
