by harmerwealth | Jul 18, 2023 | Debt, Interest Rates, Mortgages, Uncategorized
In a refreshing turn of events for Canadians, the inflation rate has dipped to 2.8% in June, according to the latest consumer price index report from Statistics Canada. This is the first time in over two years that the rate has fallen within the Bank of Canada’s...
by harmerwealth | Jun 4, 2023 | Debt, Interest Rates, Mortgages, Real Estate
Canada’s inflation rate came in at disappointing 4.41% for April, compared to 4.3% for the month of March. This minimal change has led to a resurgence of fear that the Bank of Canada will continue its increase to policy rates. Any increase to policy rates results...
by harmerwealth | May 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial aspect of your financial journey, yet it often feels like navigating uncharted territory. With an array of decisions and variables at play, it’s beneficial to have an experienced guide by your side. That’s where a...
by harmerwealth | May 23, 2023 | First-Time Home Buyer
As the wedding bells start to chime, many couples across the country are fixating on aspects such as the seating arrangement and the first dance song. Regrettably, financial planning doesn’t seem to receive the same level of scrutiny prior to matrimony....
by harmerwealth | May 18, 2023 | Financial Planning, Investing
Navigating the investing world can be a daunting task, especially for those who are just starting out. Among the myriad of investing approaches, two broad strategies often dominate the conversation: passive investing, including index investing, and active investing....