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Canada’s Inflation Drops to 2.3% – What It Means for You

Canada’s Inflation Drops to 2.3% – What It Means for You

by harmerwealth | Apr 15, 2025 | Debt, Economy, Financial Planning, Interest Rates

Canada just got some good news on the cost of living front: our inflation rate for March fell to 2.3%. This was a surprise to many experts, and it’s the lowest it’s been in quite a while. But what does that really mean for you and your family? In this post, we’ll...
How We’re Protecting Our Clients and Managing Investments Amidst Market Uncertainty: 2025 Update

How We’re Protecting Our Clients and Managing Investments Amidst Market Uncertainty: 2025 Update

by harmerwealth | Apr 5, 2025 | Financial Planning, Investing, Investment Income, Retirement, Uncategorized

If recent headlines about U.S. tariffs, trade tensions, and economic uncertainty have made you nervous about your finances, you’re certainly not alone. Whether you’re a seasoned investor or just someone concerned about protecting your hard-earned savings,...
Staying the Course: Why This Downturn Won’t Derail Your Long‑Term Goals

Staying the Course: Why This Downturn Won’t Derail Your Long‑Term Goals

by harmerwealth | Apr 4, 2025 | Economy, Financial Planning, Investing, Real Estate, Retirement

Feeling nervous about the economy, your job, rising prices, or retirement savings? You’re not alone. Market downturns can be scary, especially when the headlines feel overwhelming. At Harmer Wealth Management, we understand these concerns deeply. This post...
Bank of Canada Cuts Rates Again—What It Means for Your Mortgage & the Housing Market

Bank of Canada Cuts Rates Again—What It Means for Your Mortgage & the Housing Market

by harmerwealth | Mar 12, 2025 | Interest Rates, Mortgages, Real Estate, Uncategorized

Big news for homeowners, buyers, and investors: the Bank of Canada has cut its key interest rate by another 0.25%, marking a shift in the economic landscape. If you have a variable-rate mortgage, this directly impacts you—so let’s break it down. Variable-Rate Mortgage...
What Do Tariffs and Market Uncertainty Mean for Your Investments?

What Do Tariffs and Market Uncertainty Mean for Your Investments?

by harmerwealth | Mar 5, 2025 | Uncategorized

With all the news about tariffs and trade tensions, you might be wondering, “What does this mean for my investments?” It’s a valid concern, but the most important thing to remember is not to panic over headlines. Key Takeaways:Don’t React to Headlines – Markets move...
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