by harmerwealth | Feb 22, 2025 | Investing, Investment Income, Retirement
Planning for retirement can feel overwhelming, especially with the variety of financial decisions that need to be made. Whether you’re nearing retirement or just beginning to plan, having the right strategy is crucial. For residents of Whitby, Oshawa, Bowmanville, and...
by harmerwealth | Feb 19, 2025 | Uncategorized
The latest inflation numbers are out, and while there’s been a slight increase, the big picture remains stable and within the Bank of Canada’s target range. But what does this mean for you as a homeowner, investor, or buyer? Are interest rate cuts still expected? And...
by harmerwealth | Feb 7, 2025 | Economy, Financial Planning
Canada’s unemployment rate just fell to 6.6%, and while that might seem like just another statistic, it actually has a real impact on your finances, whether you’re a homeowner, potential buyer, investor, or simply managing your monthly...
by harmerwealth | Feb 3, 2025 | Financial Planning, Investing
It’s understandable that the news about Trump’s 25% tariffs on Canadian goods have some feeling nervous about their investments and the economy in general. When you hear about these kinds of geopolitical shifts, it’s easy to imagine a market meltdown. But, let’s...
by harmerwealth | Jan 29, 2025 | Interest Rates, Mortgages, Real Estate
The Bank of Canada has lowered its key interest rate by 0.25%, a move that could have significant financial implications for Canadians. Whether you have a mortgage, carry variable-rate debt, are an investor, or are considering buying or...