by harmerwealth | Apr 1, 2023 | First-Time Home Buyer, Real Estate
The Government of Canada recently introduced a new financial tool to help Canadians save for their first home: the Tax-Free First Home Savings Account (TFHSA). This innovative savings account aims to make it easier for individuals and families to achieve their dream...
by harmerwealth | Mar 31, 2023 | Uncategorized
Although it didn’t grab headlines, Chair Powell’s announcement last week essentially introduced an informal US dollar central bank digital currency (CBDC) by assuring the safety of depositors’ savings. While he didn’t explicitly mention CBDCs,...
by harmerwealth | Mar 16, 2023 | Investing
Welcome to our latest short-video analysis, where we unravel the story behind Silicon Valley Bank’s collapse. In this video, we examine the effects of interest rate increases on the bank and draw insightful comparisons to the 2008 financial...
by harmerwealth | Mar 11, 2023 | Financial Planning, Investment Income, Pensions, Retirement
Retirement is something that most people look forward to after a lifetime of hard work. It is a time to relax, travel, and pursue hobbies that may have been neglected during one’s working years. However, to ensure a comfortable retirement, it is essential to...
by harmerwealth | Mar 11, 2023 | Disability & Critical Illness Insurance, Financial Planning, Insurance
Life insurance is a crucial component of financial planning that provides a safety net for your loved ones in the event of your unexpected death or illness. It can help pay off outstanding debts, cover funeral expenses, and replace lost income, ensuring that your...