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Top Retirement Planning Strategies for Whitby, Oshawa, Bowmanville, Newcastle, and Port Hope Residents

Top Retirement Planning Strategies for Whitby, Oshawa, Bowmanville, Newcastle, and Port Hope Residents

by harmerwealth | Feb 22, 2025 | Investing, Investment Income, Retirement

Planning for retirement can feel overwhelming, especially with the variety of financial decisions that need to be made. Whether you’re nearing retirement or just beginning to plan, having the right strategy is crucial. For residents of Whitby, Oshawa, Bowmanville, and...
What the Latest Inflation Data Means for Interest Rates – And Your Wallet

What the Latest Inflation Data Means for Interest Rates – And Your Wallet

by harmerwealth | Feb 19, 2025 | Uncategorized

The latest inflation numbers are out, and while there’s been a slight increase, the big picture remains stable and within the Bank of Canada’s target range. But what does this mean for you as a homeowner, investor, or buyer? Are interest rate cuts still expected? And...
How Canada’s Unemployment Rate Dropping to 6.6% Affects You

How Canada’s Unemployment Rate Dropping to 6.6% Affects You

by harmerwealth | Feb 7, 2025 | Economy, Financial Planning

Canada’s unemployment rate just fell to 6.6%, and while that might seem like just another statistic, it actually has a real impact on your finances, whether you’re a homeowner, potential buyer, investor, or simply managing your monthly...
How Trump’s 25% Tariffs on Canada Might Affect Your Investments (And Why You Shouldn’t Worry)

How Trump’s 25% Tariffs on Canada Might Affect Your Investments (And Why You Shouldn’t Worry)

by harmerwealth | Feb 3, 2025 | Financial Planning, Investing

It’s understandable that the news about Trump’s 25% tariffs on Canadian goods have some feeling nervous about their investments and the economy in general. When you hear about these kinds of geopolitical shifts, it’s easy to imagine a market meltdown. But, let’s...
Bank of Canada Cuts Interest Rate by 0.25%: What It Means for You

Bank of Canada Cuts Interest Rate by 0.25%: What It Means for You

by harmerwealth | Jan 29, 2025 | Interest Rates, Mortgages, Real Estate

The Bank of Canada has lowered its key interest rate by 0.25%, a move that could have significant financial implications for Canadians. Whether you have a mortgage, carry variable-rate debt, are an investor, or are considering buying or...
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