by harmerwealth | Mar 4, 2025 | Economy, Financial Planning, First-Time Home Buyer, Interest Rates, Investing, Investment Income, Mortgages, Real Estate, Retirement
We understand that the recent fear and volatility caused by Trump’s latest antics—particularly his tariffs on Canada—have left many of you feeling uneasy. If history has taught us anything, however, it’s that we’ve seen this before. This is Trump 2.0—a bad movie we’re...
by harmerwealth | Feb 25, 2025 | Retirement
Are you confident every aspect of your retirement plan is secure? This post explores critical factors influencing retirement success, including converting your RRSP to a RRIF, managing portfolio withdrawals in Canada, and maximizing home equity for consistent income....
by harmerwealth | Feb 22, 2025 | Investing, Investment Income, Retirement
Planning for retirement can feel overwhelming, especially with the variety of financial decisions that need to be made. Whether you’re nearing retirement or just beginning to plan, having the right strategy is crucial. For residents of Whitby, Oshawa, Bowmanville, and...
by harmerwealth | Dec 3, 2024 | Disability & Critical Illness Insurance, Insurance, Retirement, Uncategorized
Planning for healthcare and long-term care is essential for both you and your parents to ensure financial stability and access to necessary services as you age. With the rising costs of healthcare, proactive measures can significantly alleviate future burdens....
by harmerwealth | Jul 18, 2024 | Financial Planning, First-Time Home Buyer, Interest Rates, Mortgages, Real Estate, Retirement
With a recent surprise drop in inflation in Canada to 2.7%, the financial landscape is poised for some significant changes. Experts anticipate that this drop in inflation will result in another minimum 0.25% decrease in the PRIME interest rate on the Policy Rate...
by harmerwealth | Jan 30, 2024 | Investment Income, Pensions, Retirement, Tax Planning
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
