by harmerwealth | May 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial aspect of your financial journey, yet it often feels like navigating uncharted territory. With an array of decisions and variables at play, it’s beneficial to have an experienced guide by your side. That’s where a...
by harmerwealth | May 11, 2023 | Retirement
When you’re self-employed, planning for retirement can be a daunting task. Unlike salaried employees, who often have access to company-sponsored retirement plans, self-employed individuals are on their own to ensure they’re saving adequately for their...
by harmerwealth | Mar 11, 2023 | Financial Planning, Investment Income, Pensions, Retirement
Retirement is something that most people look forward to after a lifetime of hard work. It is a time to relax, travel, and pursue hobbies that may have been neglected during one’s working years. However, to ensure a comfortable retirement, it is essential to...
by harmerwealth | Feb 26, 2023 | Pensions, Retirement
For seniors and retirees, managing their finances can be especially challenging. After years of working and saving, they need to navigate a new financial landscape that includes retirement income sources, healthcare expenses, and estate planning, among other things....
by harmerwealth | Feb 26, 2023 | Financial, Financial Planning, Insurance, Retirement
Managing your finances can be overwhelming, especially if you don’t have a background in finance. That’s where a financial advisor comes in. A financial advisor is a professional who can help you manage your money and plan for your financial future. In...
by harmerwealth | Feb 26, 2023 | Pensions, Retirement
As you near retirement, one of the biggest decisions you’ll face is whether to commute your pension or take a monthly pension payout. Both options have their benefits and drawbacks, and the decision can be challenging to make on your own. This is where a...