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Unlocking the Benefits of Canada’s Tax-Free First Home Savings Account

Unlocking the Benefits of Canada’s Tax-Free First Home Savings Account

by harmerwealth | Apr 1, 2023 | First-Time Home Buyer, Real Estate

The Government of Canada recently introduced a new financial tool to help Canadians save for their first home: the Tax-Free First Home Savings Account (TFHSA). This innovative savings account aims to make it easier for individuals and families to achieve their dream...
Is Buying a Home in Ontario a Good Long-Term Investment?

Is Buying a Home in Ontario a Good Long-Term Investment?

by harmerwealth | Mar 3, 2023 | First-Time Home Buyer, Interest Rates, Mortgages, Real Estate

Buying a home in Ontario can be a wise long-term investment strategy for several reasons. Not only does homeownership provide a sense of security and stability, but it also has the potential to appreciate in value over time, building wealth for the homeowner. However,...
The Benefits of Investing in Real Estate Investment Trusts (REITs) over Physical Real Estate: Diversification, Liquidity, and More

The Benefits of Investing in Real Estate Investment Trusts (REITs) over Physical Real Estate: Diversification, Liquidity, and More

by harmerwealth | Feb 27, 2023 | Investing, Investment Income, Real Estate

Real estate investment trusts (REITs) have become an increasingly popular investment vehicle for those seeking exposure to the real estate market. These investment trusts, which own and manage income-generating properties such as commercial real estate, apartment...
What are the Advantages to Buying a Home While Interest Rate are High

What are the Advantages to Buying a Home While Interest Rate are High

by harmerwealth | Feb 27, 2023 | Real Estate

When interest rates are high, many people may assume that it’s not a good time to buy real estate. However, there are actually some advantages to buying real estate in a high interest rate environment, even if interest rates are expected to drop in the near...
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