Helpful Advice
Subscribe to receive ongoing advice on investing to help you make the right decisions.
Why This Market May Be More of an Opportunity Than It Looks.
Over the past few weeks, the real estate conversation has been driven by uncertainty. Overseas conflict, rising oil prices, inflation concerns, and renewed discussion around interest rates have pushed many Canadians into wait-and-see mode. That hesitation is...
2026 Market Update: My View on Investments, Mortgage Rates, Financial Planning and Real Estate
By Chad Harmer This 2026 market update is not just about stocks. It is about how market volatility, mortgage rates, financial planning decisions and real estate timing all land on the same household balance sheet. For families and business owners here in Ontario,...
Can Your Mortgage Help Pay Your Retirement? The Smith Manoeuvre for Canadian Homeowners
Why Canadians Are Looking at the Smith Manoeuvre Again Canadians are getting squeezed from all sides: higher living costs, stubborn inflation, heavy taxation, and a lot of uncertainty around pensions and government benefits. For many homeowners, most of their net...
Mortgage Renewals, Downsizing & Your 2025–26 Game Plan in Bowmanville, Newcastle, Clarington, Port Hope, Scugog & Peterborough
If your mortgage‑renewal email made your coffee go cold—join the club. Canada’s renewal wave is here, and it’s reshaping household budgets, housing choices, and retirement timelines across Durham, Clarington, Northumberland, Kawarthas—and right here...
Respected Advisors
Harmer Wealth is a unique firm with unique solutions. Let’s create one for you soon.
Contact
1.800.723.2138
Info@HarmerWealth.com
M-F: 8am-5pm
Subscribe
Sign up to receive Harmer Wealth’s insight on wealth planning & investing.
Our Dealer & Brokerage
Mutual Fund Representative
Disclaimer | Privacy Policy | How to File a Complaint