Helpful Advice
Subscribe to receive ongoing advice on investing to help you make the right decisions.
The Lifetime Income Portfolio: A Sustainable Approach to Retirement Income
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
Bank of Canada Cuts Rates Again—What It Means for Your Mortgage & the Housing Market
Big news for homeowners, buyers, and investors: the Bank of Canada has cut its key interest rate by another 0.25%, marking a shift in the economic landscape. If you have a variable-rate mortgage, this directly impacts you—so let’s break it down. Variable-Rate Mortgage...
What Do Tariffs and Market Uncertainty Mean for Your Investments?
With all the news about tariffs and trade tensions, you might be wondering, “What does this mean for my investments?” It’s a valid concern, but the most important thing to remember is not to panic over headlines. Key Takeaways:Don’t React to Headlines – Markets move...
An Open Letter to Our Clients and Community
We understand that the recent fear and volatility caused by Trump’s latest antics—particularly his tariffs on Canada—have left many of you feeling uneasy. If history has taught us anything, however, it’s that we’ve seen this before. This is Trump 2.0—a bad movie we’re...
Comprehensive Retirement Planning in Ontario: Expert Strategies for Financial Success–Retirement Planning Guide
Are you confident every aspect of your retirement plan is secure? This post explores critical factors influencing retirement success, including converting your RRSP to a RRIF, managing portfolio withdrawals in Canada, and maximizing home equity for consistent income....
Respected Advisors
Harmer Wealth is a unique firm with unique solutions. Let’s create one for you soon.
Contact
1.800.723.2138
[email protected]
M-F: 8am-5pm
Subscribe
Sign up to receive Harmer Wealth’s insight on wealth planning & investing.
Our Dealer & Brokerage

Mutual Fund Representative

Disclaimer | Privacy Policy | How to File a Complaint