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The Lifetime Income Portfolio: A Sustainable Approach to Retirement Income
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
Canada’s Inflation Drops to 2.3% – What It Means for You
Canada just got some good news on the cost of living front: our inflation rate for March fell to 2.3%. This was a surprise to many experts, and it’s the lowest it’s been in quite a while. But what does that really mean for you and your family? In this post, we’ll...
How We’re Protecting Our Clients and Managing Investments Amidst Market Uncertainty: 2025 Update
If recent headlines about U.S. tariffs, trade tensions, and economic uncertainty have made you nervous about your finances, you're certainly not alone. Whether you're a seasoned investor or just someone concerned about protecting your hard-earned savings, these...
Staying the Course: Why This Downturn Won’t Derail Your Long‑Term Goals
Feeling nervous about the economy, your job, rising prices, or retirement savings? You're not alone. Market downturns can be scary, especially when the headlines feel overwhelming. At Harmer Wealth Management, we understand these concerns deeply. This post is...
Bank of Canada Cuts Rates Again—What It Means for Your Mortgage & the Housing Market
Big news for homeowners, buyers, and investors: the Bank of Canada has cut its key interest rate by another 0.25%, marking a shift in the economic landscape. If you have a variable-rate mortgage, this directly impacts you—so let’s break it down. Variable-Rate Mortgage...
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