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The Lifetime Income Portfolio: A Sustainable Approach to Retirement Income
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
🚨 0.5% Rate Drop| WHAT IT MEANS FOR YOU! 🚨
Boost in Mortgage Affordability: Lower interest rates reduce mortgage costs, potentially increasing what you can afford. While this opens the door to homeownership for many, it may also drive up real estate prices as demand rises. Now could be the time to assess your...
Exploring Real Estate Strategies for a Comfortable Retirement
Recently, I had a conversation with clients who were preparing for retirement. We talked about their future plans and explored different strategies for using their real estate to create financial freedom. One of the main topics was whether they should sell their home...
Smaller Cities Shine in Canada’s Luxury Real Estate Market: Implications for You
When you consider Canada's luxury real estate market, places like Toronto or Vancouver most certainly spring to mind. But the smaller towns, like Winnipeg, will be taking front stage in 2024. Read on to find out how this trend will impact you—homeowner, prospective...
Canada’s Inflation Rate Drops to 2%: What It Means for You
Canada’s inflation rate recently dropped to 2%, hitting the Bank of Canada's long-sought target range of 2-2.5%. This is significant news for the Canadian economy, and even more so for individuals like you who are navigating their personal finances. But what does this...
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