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The Lifetime Income Portfolio: A Sustainable Approach to Retirement Income
In the realm of retirement planning, ensuring a stable and sustainable income stream remains a paramount concern for individuals transitioning into or already enjoying their retirement years. Harmer Wealth Management, under the guidance of Chad Harmer, has crafted a...
Canada’s Unemployment Rate Reaches 8-Year High: What It Means for Your Finances
📉 Canada’s Unemployment Rate Hits 8-Year High of 6.8% 📉 Canada’s economy is making headlines, and not for the best reasons. The national unemployment rate has reached 6.8%, the highest level in 8 years. While this news may seem concerning, it’s essential to...
Real Estate Roulette: Decoding the Canadian Market in 2025
Is now the right time to buy your bigger family home, or downsize for retirement?Should you take advantage of changing market conditions before mortgage rates rise further?How will shifting employment trends and higher rental vacancies affect your decisions? The...
Where to Invest in 2025: Areas of Focus for Growth-Oriented Portfolios
As we approach 2025, the investment landscape presents unique opportunities for growth-driven investors. With rapid changes in demographics, technological advancements, and shifting economic policies, it is crucial to position portfolios to capitalize on these...
Tax-Efficient Wealth Transfer: Estate Planning Strategies to Minimize Taxes in Canada
Plan Today for a Tax-Efficient TomorrowEstate planning is a crucial step in ensuring your wealth is transferred to your heirs in the most efficient way possible, particularly in Canada, where taxes on inherited assets can erode the value of your estate. With careful...
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