by harmerwealth | Apr 28, 2023 | Debt, Interest Rates, Mortgages, Real Estate, Uncategorized
Recent economic data from Canada indicates a slower growth rate in February and an anticipated contraction in March, coupled with a deceleration in inflation. This suggests that the Canadian central bank’s plans to keep interest rates on pause are well-founded....
by harmerwealth | Apr 6, 2023 | Financial Planning
If you’ve ever considered working with a Financial Planner or Wealth Manager, you may have wondered whether you have enough money to take advantage of their services. The answer, however, is not as simple as a one-size-fits-all solution. While some firms may...
by harmerwealth | Apr 1, 2023 | Financial Planning, Investing
Starting your journey into investing and savings may seem daunting, but with the right tools and strategies, even beginners can build a solid financial foundation. In this article, we will discuss the benefits of using regular contribution strategies like dollar-cost...
by harmerwealth | Apr 1, 2023 | First-Time Home Buyer, Real Estate
The Government of Canada recently introduced a new financial tool to help Canadians save for their first home: the Tax-Free First Home Savings Account (TFHSA). This innovative savings account aims to make it easier for individuals and families to achieve their dream...
by harmerwealth | Mar 31, 2023 | Uncategorized
Although it didn’t grab headlines, Chair Powell’s announcement last week essentially introduced an informal US dollar central bank digital currency (CBDC) by assuring the safety of depositors’ savings. While he didn’t explicitly mention CBDCs,...