by harmerwealth | Mar 11, 2023 | Financial Planning, Investment Income, Pensions, Retirement
Retirement is something that most people look forward to after a lifetime of hard work. It is a time to relax, travel, and pursue hobbies that may have been neglected during one’s working years. However, to ensure a comfortable retirement, it is essential to...
by harmerwealth | Mar 11, 2023 | Disability & Critical Illness Insurance, Financial Planning, Insurance
Life insurance is a crucial component of financial planning that provides a safety net for your loved ones in the event of your unexpected death or illness. It can help pay off outstanding debts, cover funeral expenses, and replace lost income, ensuring that your...
by harmerwealth | Mar 3, 2023 | First-Time Home Buyer, Interest Rates, Mortgages, Real Estate
Buying a home in Ontario can be a wise long-term investment strategy for several reasons. Not only does homeownership provide a sense of security and stability, but it also has the potential to appreciate in value over time, building wealth for the homeowner. However,...
by harmerwealth | Mar 3, 2023 | Debt, Financial Planning, Mortgages
Refinancing a mortgage can provide homeowners with numerous benefits, including improved monthly cash-flow, lower interest rates, and the ability to leverage equity for investment purposes. In this article, we’ll explore these benefits in more detail and explain...
by harmerwealth | Feb 27, 2023 | Investing, Investment Income, Real Estate
Real estate investment trusts (REITs) have become an increasingly popular investment vehicle for those seeking exposure to the real estate market. These investment trusts, which own and manage income-generating properties such as commercial real estate, apartment...
