by harmerwealth | Mar 4, 2025 | Economy, Financial Planning, First-Time Home Buyer, Interest Rates, Investing, Investment Income, Mortgages, Real Estate, Retirement
We understand that the recent fear and volatility caused by Trump’s latest antics—particularly his tariffs on Canada—have left many of you feeling uneasy. If history has taught us anything, however, it’s that we’ve seen this before. This is Trump 2.0—a bad movie we’re...
by harmerwealth | Feb 25, 2025 | Retirement
Are you confident every aspect of your retirement plan is secure? This post explores critical factors influencing retirement success, including converting your RRSP to a RRIF, managing portfolio withdrawals in Canada, and maximizing home equity for consistent income....
by harmerwealth | Feb 22, 2025 | Investing, Investment Income, Retirement
Planning for retirement can feel overwhelming, especially with the variety of financial decisions that need to be made. Whether you’re nearing retirement or just beginning to plan, having the right strategy is crucial. For residents of Whitby, Oshawa, Bowmanville, and...
by harmerwealth | Feb 19, 2025 | Uncategorized
The latest inflation numbers are out, and while there’s been a slight increase, the big picture remains stable and within the Bank of Canada’s target range. But what does this mean for you as a homeowner, investor, or buyer? Are interest rate cuts still expected? And...
by harmerwealth | Feb 7, 2025 | Economy, Financial Planning
Canada’s unemployment rate just fell to 6.6%, and while that might seem like just another statistic, it actually has a real impact on your finances, whether you’re a homeowner, potential buyer, investor, or simply managing your monthly...