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An Open Letter to Our Clients and Community

An Open Letter to Our Clients and Community

by harmerwealth | Mar 4, 2025 | Economy, Financial Planning, First-Time Home Buyer, Interest Rates, Investing, Investment Income, Mortgages, Real Estate, Retirement

We understand that the recent fear and volatility caused by Trump’s latest antics—particularly his tariffs on Canada—have left many of you feeling uneasy. If history has taught us anything, however, it’s that we’ve seen this before. This is Trump 2.0—a bad movie we’re...
Comprehensive Retirement Planning in Ontario: Expert Strategies for Financial Success–Retirement Planning Guide

Comprehensive Retirement Planning in Ontario: Expert Strategies for Financial Success–Retirement Planning Guide

by harmerwealth | Feb 25, 2025 | Retirement

Are you confident every aspect of your retirement plan is secure? This post explores critical factors influencing retirement success, including converting your RRSP to a RRIF, managing portfolio withdrawals in Canada, and maximizing home equity for consistent income....
Top Retirement Planning Strategies for Whitby, Oshawa, Bowmanville, Newcastle, and Port Hope Residents

Top Retirement Planning Strategies for Whitby, Oshawa, Bowmanville, Newcastle, and Port Hope Residents

by harmerwealth | Feb 22, 2025 | Investing, Investment Income, Retirement

Planning for retirement can feel overwhelming, especially with the variety of financial decisions that need to be made. Whether you’re nearing retirement or just beginning to plan, having the right strategy is crucial. For residents of Whitby, Oshawa, Bowmanville, and...
What the Latest Inflation Data Means for Interest Rates – And Your Wallet

What the Latest Inflation Data Means for Interest Rates – And Your Wallet

by harmerwealth | Feb 19, 2025 | Uncategorized

The latest inflation numbers are out, and while there’s been a slight increase, the big picture remains stable and within the Bank of Canada’s target range. But what does this mean for you as a homeowner, investor, or buyer? Are interest rate cuts still expected? And...
How Canada’s Unemployment Rate Dropping to 6.6% Affects You

How Canada’s Unemployment Rate Dropping to 6.6% Affects You

by harmerwealth | Feb 7, 2025 | Economy, Financial Planning

Canada’s unemployment rate just fell to 6.6%, and while that might seem like just another statistic, it actually has a real impact on your finances, whether you’re a homeowner, potential buyer, investor, or simply managing your monthly...
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