by harmerwealth | May 23, 2023 | First-Time Home Buyer
As the wedding bells start to chime, many couples across the country are fixating on aspects such as the seating arrangement and the first dance song. Regrettably, financial planning doesn’t seem to receive the same level of scrutiny prior to matrimony....
by harmerwealth | May 18, 2023 | Financial Planning, Investing
Navigating the investing world can be a daunting task, especially for those who are just starting out. Among the myriad of investing approaches, two broad strategies often dominate the conversation: passive investing, including index investing, and active investing....
by harmerwealth | May 11, 2023 | Financial Planning, Mortgages
Are you a Canadian homeowner with a mortgage renewal on the horizon? High interest rates might have you feeling anxious about your financial outlook. However, several savvy strategies can enhance your cash flow and alleviate financial pressure during these challenging...
by harmerwealth | May 11, 2023 | Retirement
When you’re self-employed, planning for retirement can be a daunting task. Unlike salaried employees, who often have access to company-sponsored retirement plans, self-employed individuals are on their own to ensure they’re saving adequately for their...
by harmerwealth | Apr 28, 2023 | Debt, Interest Rates, Mortgages, Real Estate, Uncategorized
Recent economic data from Canada indicates a slower growth rate in February and an anticipated contraction in March, coupled with a deceleration in inflation. This suggests that the Canadian central bank’s plans to keep interest rates on pause are well-founded....