by harmerwealth | Dec 3, 2024 | Disability & Critical Illness Insurance, Insurance, Retirement, Uncategorized
Planning for healthcare and long-term care is essential for both you and your parents to ensure financial stability and access to necessary services as you age. With the rising costs of healthcare, proactive measures can significantly alleviate future burdens....
by harmerwealth | Oct 23, 2024 | Debt, Economy, Interest Rates, Mortgages, Real Estate
Boost in Mortgage Affordability: Lower interest rates reduce mortgage costs, potentially increasing what you can afford. While this opens the door to homeownership for many, it may also drive up real estate prices as demand rises. Now could be the time to assess your...
by harmerwealth | Oct 23, 2024 | Uncategorized
Recently, I had a conversation with clients who were preparing for retirement. We talked about their future plans and explored different strategies for using their real estate to create financial freedom. One of the main topics was whether they should sell their home...
by harmerwealth | Oct 3, 2024 | Interest Rates, Real Estate
When you consider Canada’s luxury real estate market, places like Toronto or Vancouver most certainly spring to mind. But the smaller towns, like Winnipeg, will be taking front stage in 2024. Read on to find out how this trend will impact you—homeowner,...
by harmerwealth | Sep 17, 2024 | Uncategorized
Canada’s inflation rate recently dropped to 2%, hitting the Bank of Canada’s long-sought target range of 2-2.5%. This is significant news for the Canadian economy, and even more so for individuals like you who are navigating their personal finances. But what...
