by harmerwealth | Dec 3, 2024 | Uncategorized
Is now the right time to buy your bigger family home, or downsize for retirement?Should you take advantage of changing market conditions before mortgage rates rise further?How will shifting employment trends and higher rental vacancies affect your decisions? The...
by harmerwealth | Dec 3, 2024 | Disability & Critical Illness Insurance, Insurance, Retirement, Uncategorized
Planning for healthcare and long-term care is essential for both you and your parents to ensure financial stability and access to necessary services as you age. With the rising costs of healthcare, proactive measures can significantly alleviate future burdens....
by harmerwealth | Oct 23, 2024 | Uncategorized
Recently, I had a conversation with clients who were preparing for retirement. We talked about their future plans and explored different strategies for using their real estate to create financial freedom. One of the main topics was whether they should sell their home...
by harmerwealth | Sep 17, 2024 | Uncategorized
Canada’s inflation rate recently dropped to 2%, hitting the Bank of Canada’s long-sought target range of 2-2.5%. This is significant news for the Canadian economy, and even more so for individuals like you who are navigating their personal finances. But what...
by harmerwealth | Feb 16, 2024 | Uncategorized
In a world where financial security is paramount, especially for those approaching retirement, the sustainability of pension funds is a topic that increasingly occupies the minds of many. With the complexities of the financial markets and the demographic shifts of an...
by harmerwealth | Jul 18, 2023 | Debt, Interest Rates, Mortgages, Uncategorized
In a refreshing turn of events for Canadians, the inflation rate has dipped to 2.8% in June, according to the latest consumer price index report from Statistics Canada. This is the first time in over two years that the rate has fallen within the Bank of Canada’s...
