by harmerwealth | May 9, 2025 | Uncategorized
Canada’s unemployment rate recently rose to 6.9%, a noticeable increase from the previous month. This change is mainly because of fewer jobs in manufacturing and trade, impacted significantly by ongoing trade issues with the U.S., particularly tariffs. But what does...
by harmerwealth | Apr 5, 2025 | Financial Planning, Investing, Investment Income, Retirement, Uncategorized
If recent headlines about U.S. tariffs, trade tensions, and economic uncertainty have made you nervous about your finances, you’re certainly not alone. Whether you’re a seasoned investor or just someone concerned about protecting your hard-earned savings,...
by harmerwealth | Mar 12, 2025 | Interest Rates, Mortgages, Real Estate, Uncategorized
Big news for homeowners, buyers, and investors: the Bank of Canada has cut its key interest rate by another 0.25%, marking a shift in the economic landscape. If you have a variable-rate mortgage, this directly impacts you—so let’s break it down. Variable-Rate Mortgage...
by harmerwealth | Mar 5, 2025 | Uncategorized
With all the news about tariffs and trade tensions, you might be wondering, “What does this mean for my investments?” It’s a valid concern, but the most important thing to remember is not to panic over headlines. Key Takeaways:Don’t React to Headlines – Markets move...
by harmerwealth | Feb 19, 2025 | Uncategorized
The latest inflation numbers are out, and while there’s been a slight increase, the big picture remains stable and within the Bank of Canada’s target range. But what does this mean for you as a homeowner, investor, or buyer? Are interest rate cuts still expected? And...
by harmerwealth | Dec 3, 2024 | Uncategorized
Is now the right time to buy your bigger family home, or downsize for retirement?Should you take advantage of changing market conditions before mortgage rates rise further?How will shifting employment trends and higher rental vacancies affect your decisions? The...
