by harmerwealth | Jan 11, 2024 | Interest Rates, Retirement, Tax Planning
In recent years, global financial markets have experienced significant turbulence, primarily attributed to a dramatic increase in interest rates by world banks. This surge, particularly notable in 2022, has had a profound impact across various sectors, including...
by harmerwealth | Aug 31, 2023 | Retirement, Tax Planning
This post will delve into ten strategies that retirees or those nearing retirement can employ to reduce their tax burden. Note that the following list isn’t exhaustive and doesn’t follow a specific order of importance: 1. Spousal RRSP Contributions: In...
by harmerwealth | Aug 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial endeavor for anyone who envisions a comfortable and stress-free life after their working years. It’s a multi-faceted process that involves much more than simply saving money. Many individuals turn to professional retirement...
by harmerwealth | Aug 17, 2023 | Financial Planning, Retirement
Navigating the intricacies of retirement planning demands the guidance of an expert who can offer a holistic understanding of your financial landscape. This is precisely where the role of a financial planner, like those at Harmer Wealth Management, becomes...
by harmerwealth | May 25, 2023 | Financial Planning, Retirement
Retirement planning is a crucial aspect of your financial journey, yet it often feels like navigating uncharted territory. With an array of decisions and variables at play, it’s beneficial to have an experienced guide by your side. That’s where a...
by harmerwealth | May 11, 2023 | Retirement
When you’re self-employed, planning for retirement can be a daunting task. Unlike salaried employees, who often have access to company-sponsored retirement plans, self-employed individuals are on their own to ensure they’re saving adequately for their...
