by harmerwealth | Feb 26, 2023 | Interest Rates, Mortgages
For most homeowners in Ontario, a mortgage is the largest financial commitment they’ll ever make. As such, it’s important to carefully consider all of your options when it comes time to renew your mortgage. The good news is that in Ontario, you can...
by harmerwealth | Feb 26, 2023 | First-Time Home Buyer, Mortgages
Buying your first home can be an exciting and fulfilling experience, but it can also be stressful and overwhelming, especially when it comes to managing finances. That’s why working with a specialized financial advisor, like the team at Harmer Wealth Management,...
by harmerwealth | Dec 3, 2022 | Debt, Financial, Interest Rates, Investing, Mortgages
The rise of inflation in 2022 has had a domino effect that has rippled through the day-to-day life of us all. Resulting interest rate increases have caused a decline in real estate and investment markets, and spikes in mortgage rates. Watch above to get a greater...
by harmerwealth | Jun 15, 2020 | Financial, Investing, Mortgages
With mortgage rates hitting historical lows we are fielding a lot of questions surrounding the advertised 1.99% 5-year fixed mortgage. While there are many excellent mortgage rates in the market, some of these rates come with requirements that may not fit your...
by harmerwealth | May 19, 2020 | Financial, Mortgages
In a response to the COVID-19 pandemic, the big banks are easing up on customers whose lives, and as a result income has been disrupted. Bank of Montreal, Bank of Nova Scotia, CIBC, National Bank, Royal, and TD have all issued financial assistance relief programs. For...
by harmerwealth | May 16, 2020 | Financial, Investing, Mortgages
Q.What do I need to consider when my mortgage is up for renewal? Home Equity Line of Credit (HELOC) is a type of mortgage that is secured against your home. As you pay off your mortgage and build up equity in your home, a HELOC allows you to gain access to your home...
