by harmerwealth | Apr 28, 2023 | Debt, Interest Rates, Mortgages, Real Estate, Uncategorized
Recent economic data from Canada indicates a slower growth rate in February and an anticipated contraction in March, coupled with a deceleration in inflation. This suggests that the Canadian central bank’s plans to keep interest rates on pause are well-founded....
by harmerwealth | Mar 3, 2023 | First-Time Home Buyer, Interest Rates, Mortgages, Real Estate
Buying a home in Ontario can be a wise long-term investment strategy for several reasons. Not only does homeownership provide a sense of security and stability, but it also has the potential to appreciate in value over time, building wealth for the homeowner. However,...
by harmerwealth | Mar 3, 2023 | Debt, Financial Planning, Mortgages
Refinancing a mortgage can provide homeowners with numerous benefits, including improved monthly cash-flow, lower interest rates, and the ability to leverage equity for investment purposes. In this article, we’ll explore these benefits in more detail and explain...
by harmerwealth | Feb 27, 2023 | Interest Rates, Mortgages
If you’re thinking about buying a home, one of the first steps you should take is obtaining a mortgage pre-approval. A pre-approval is a letter from a lender that indicates how much money you are qualified to borrow for a mortgage. In this article, we’ll...
by harmerwealth | Feb 26, 2023 | Interest Rates, Mortgages
For most homeowners in Ontario, a mortgage is the largest financial commitment they’ll ever make. As such, it’s important to carefully consider all of your options when it comes time to renew your mortgage. The good news is that in Ontario, you can...
by harmerwealth | Feb 26, 2023 | First-Time Home Buyer, Mortgages
Buying your first home can be an exciting and fulfilling experience, but it can also be stressful and overwhelming, especially when it comes to managing finances. That’s why working with a specialized financial advisor, like the team at Harmer Wealth Management,...
