by harmerwealth | Jul 18, 2024 | Financial Planning, First-Time Home Buyer, Interest Rates, Mortgages, Real Estate, Retirement
With a recent surprise drop in inflation in Canada to 2.7%, the financial landscape is poised for some significant changes. Experts anticipate that this drop in inflation will result in another minimum 0.25% decrease in the PRIME interest rate on the Policy Rate...
by harmerwealth | May 23, 2023 | First-Time Home Buyer
As the wedding bells start to chime, many couples across the country are fixating on aspects such as the seating arrangement and the first dance song. Regrettably, financial planning doesn’t seem to receive the same level of scrutiny prior to matrimony....
by harmerwealth | Apr 1, 2023 | First-Time Home Buyer, Real Estate
The Government of Canada recently introduced a new financial tool to help Canadians save for their first home: the Tax-Free First Home Savings Account (TFHSA). This innovative savings account aims to make it easier for individuals and families to achieve their dream...
by harmerwealth | Mar 3, 2023 | First-Time Home Buyer, Interest Rates, Mortgages, Real Estate
Buying a home in Ontario can be a wise long-term investment strategy for several reasons. Not only does homeownership provide a sense of security and stability, but it also has the potential to appreciate in value over time, building wealth for the homeowner. However,...
by harmerwealth | Feb 26, 2023 | First-Time Home Buyer, Mortgages
Buying your first home can be an exciting and fulfilling experience, but it can also be stressful and overwhelming, especially when it comes to managing finances. That’s why working with a specialized financial advisor, like the team at Harmer Wealth Management,...