by harmerwealth | May 11, 2023 | Financial Planning, Mortgages
Are you a Canadian homeowner with a mortgage renewal on the horizon? High interest rates might have you feeling anxious about your financial outlook. However, several savvy strategies can enhance your cash flow and alleviate financial pressure during these challenging...
by harmerwealth | Apr 6, 2023 | Financial Planning
If you’ve ever considered working with a Financial Planner or Wealth Manager, you may have wondered whether you have enough money to take advantage of their services. The answer, however, is not as simple as a one-size-fits-all solution. While some firms may...
by harmerwealth | Apr 1, 2023 | Financial Planning, Investing
Starting your journey into investing and savings may seem daunting, but with the right tools and strategies, even beginners can build a solid financial foundation. In this article, we will discuss the benefits of using regular contribution strategies like dollar-cost...
by harmerwealth | Mar 11, 2023 | Financial Planning, Investment Income, Pensions, Retirement
Retirement is something that most people look forward to after a lifetime of hard work. It is a time to relax, travel, and pursue hobbies that may have been neglected during one’s working years. However, to ensure a comfortable retirement, it is essential to...
by harmerwealth | Mar 11, 2023 | Disability & Critical Illness Insurance, Financial Planning, Insurance
Life insurance is a crucial component of financial planning that provides a safety net for your loved ones in the event of your unexpected death or illness. It can help pay off outstanding debts, cover funeral expenses, and replace lost income, ensuring that your...
by harmerwealth | Mar 3, 2023 | Debt, Financial Planning, Mortgages
Refinancing a mortgage can provide homeowners with numerous benefits, including improved monthly cash-flow, lower interest rates, and the ability to leverage equity for investment purposes. In this article, we’ll explore these benefits in more detail and explain...
