by harmerwealth | Apr 28, 2023 | Debt, Interest Rates, Mortgages, Real Estate, Uncategorized
Recent economic data from Canada indicates a slower growth rate in February and an anticipated contraction in March, coupled with a deceleration in inflation. This suggests that the Canadian central bank’s plans to keep interest rates on pause are well-founded....
by harmerwealth | Mar 3, 2023 | Debt, Financial Planning, Mortgages
Refinancing a mortgage can provide homeowners with numerous benefits, including improved monthly cash-flow, lower interest rates, and the ability to leverage equity for investment purposes. In this article, we’ll explore these benefits in more detail and explain...
by harmerwealth | Dec 3, 2022 | Debt, Financial, Interest Rates, Investing, Mortgages
The rise of inflation in 2022 has had a domino effect that has rippled through the day-to-day life of us all. Resulting interest rate increases have caused a decline in real estate and investment markets, and spikes in mortgage rates. Watch above to get a greater...
by harmerwealth | May 16, 2020 | Debt, Financial, Mortgages
Q.What is a HELOC (Home Equity Line of Credit)? Home Equity Line of Credit (HELOC) is a type of mortgage that is secured against your home. As you pay off your mortgage and build up equity in your home, a HELOC allows you to gain access to your home equity to use the...
by harmerwealth | Feb 27, 2020 | Debt, Investing
With the high cost of holiday gift-buying and entertaining now behind you, this may be the perfect time to get the New Year off to a fresh start by refinancing your mortgage and freeing up some money to pay off that high-interest credit card debt. By talking to...