by harmerwealth | Feb 26, 2023 | Interest Rates, Mortgages
For most homeowners in Ontario, a mortgage is the largest financial commitment they’ll ever make. As such, it’s important to carefully consider all of your options when it comes time to renew your mortgage. The good news is that in Ontario, you can...
by harmerwealth | Feb 26, 2023 | Uncategorized
When it comes to financial advisors, there are two primary compensation models: fee for service and commission-based. While both models have their advantages, there are several benefits to working with a fee for service investment advisor. Firstly, fee for service...
by harmerwealth | Feb 26, 2023 | First-Time Home Buyer, Mortgages
Buying your first home can be an exciting and fulfilling experience, but it can also be stressful and overwhelming, especially when it comes to managing finances. That’s why working with a specialized financial advisor, like the team at Harmer Wealth Management,...
by harmerwealth | Feb 26, 2023 | Pensions, Retirement
As you near retirement, one of the biggest decisions you’ll face is whether to commute your pension or take a monthly pension payout. Both options have their benefits and drawbacks, and the decision can be challenging to make on your own. This is where a...
by harmerwealth | Feb 26, 2023 | Financial, Retirement
Retirement is an important milestone in life that requires a lot of planning and preparation. It is important to ensure that you have enough money to live comfortably in retirement, while also being able to cover any unexpected expenses. This is where a financial...