by harmerwealth | Mar 16, 2023 | Investing
Welcome to our latest short-video analysis, where we unravel the story behind Silicon Valley Bank’s collapse. In this video, we examine the effects of interest rate increases on the bank and draw insightful comparisons to the 2008 financial...
by harmerwealth | Mar 11, 2023 | Financial Planning, Investment Income, Pensions, Retirement
Retirement is something that most people look forward to after a lifetime of hard work. It is a time to relax, travel, and pursue hobbies that may have been neglected during one’s working years. However, to ensure a comfortable retirement, it is essential to...
by harmerwealth | Mar 11, 2023 | Disability & Critical Illness Insurance, Financial Planning, Insurance
Life insurance is a crucial component of financial planning that provides a safety net for your loved ones in the event of your unexpected death or illness. It can help pay off outstanding debts, cover funeral expenses, and replace lost income, ensuring that your...
by harmerwealth | Mar 3, 2023 | First-Time Home Buyer, Interest Rates, Mortgages, Real Estate
Buying a home in Ontario can be a wise long-term investment strategy for several reasons. Not only does homeownership provide a sense of security and stability, but it also has the potential to appreciate in value over time, building wealth for the homeowner. However,...
by harmerwealth | Mar 3, 2023 | Debt, Financial Planning, Mortgages
Refinancing a mortgage can provide homeowners with numerous benefits, including improved monthly cash-flow, lower interest rates, and the ability to leverage equity for investment purposes. In this article, we’ll explore these benefits in more detail and explain...
