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Mortgage Renewals & Refinances in a High Interest Rate Environment: You’re Not Alone, And We’ve Got Solutions

Mortgage Renewals & Refinances in a High Interest Rate Environment: You’re Not Alone, And We’ve Got Solutions

by harmerwealth | Aug 18, 2023 | Debt, Interest Rates, Mortgages

Mortgages, whether you’re a first-time homeowner or seasoned property veteran, can sometimes be a cause for concern, especially in a high-interest rate environment. We know that many of you are anxious about the looming prospect of renewing or refinancing your...
Ontario Cottage Country: A Long-Term Investment Worth Considering

Ontario Cottage Country: A Long-Term Investment Worth Considering

by harmerwealth | Aug 17, 2023 | Investment Income, Real Estate

The Ontario cottage country, with its serene landscapes and inviting waters, has been a coveted destination for decades. But in recent years, its real estate value and income potential have been growing at an impressive pace. At Harmer Wealth Management, we’ve...
Pension Plans & Retirement Planning: The Value of a Dedicated Specialist

Pension Plans & Retirement Planning: The Value of a Dedicated Specialist

by harmerwealth | Aug 17, 2023 | Financial Planning, Retirement

Navigating the intricacies of retirement planning demands the guidance of an expert who can offer a holistic understanding of your financial landscape. This is precisely where the role of a financial planner, like those at Harmer Wealth Management, becomes...
Declining Inflation: A Silver Lining for Canadian Mortgage Holders and Borrowers

Declining Inflation: A Silver Lining for Canadian Mortgage Holders and Borrowers

by harmerwealth | Jul 18, 2023 | Debt, Interest Rates, Mortgages, Uncategorized

In a refreshing turn of events for Canadians, the inflation rate has dipped to 2.8% in June, according to the latest consumer price index report from Statistics Canada. This is the first time in over two years that the rate has fallen within the Bank of Canada’s...
Canada’s Inflation Rate: A Slight Increase in April and its Impact on Policy Rates and Mortgage Holders

Canada’s Inflation Rate: A Slight Increase in April and its Impact on Policy Rates and Mortgage Holders

by harmerwealth | Jun 4, 2023 | Debt, Interest Rates, Mortgages, Real Estate

Canada’s inflation rate came in at disappointing 4.41% for April, compared to 4.3% for the month of March. This minimal change has led to a resurgence of fear that the Bank of Canada will continue its increase to policy rates. Any increase to policy rates results...
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