by harmerwealth | Feb 26, 2023 | Pensions, Retirement
As you near retirement, one of the biggest decisions you’ll face is whether to commute your pension or take a monthly pension payout. Both options have their benefits and drawbacks, and the decision can be challenging to make on your own. This is where a...
by harmerwealth | Feb 26, 2023 | Financial, Retirement
Retirement is an important milestone in life that requires a lot of planning and preparation. It is important to ensure that you have enough money to live comfortably in retirement, while also being able to cover any unexpected expenses. This is where a financial...
by harmerwealth | Dec 3, 2022 | Debt, Financial, Interest Rates, Investing, Mortgages
The rise of inflation in 2022 has had a domino effect that has rippled through the day-to-day life of us all. Resulting interest rate increases have caused a decline in real estate and investment markets, and spikes in mortgage rates. Watch above to get a greater...
by harmerwealth | Jun 14, 2022 | Interest Rates, Investing
A hot topic right now is the recent changes to both the Variable and Fixed interest rates. These changes effect: Mortgages, Credit Cards, and any Variable Loans. If you are nervous about these changes, you certainly aren’t alone. Media Headlines and water cooler...
by harmerwealth | Jun 15, 2020 | Financial, Investing, Mortgages
With mortgage rates hitting historical lows we are fielding a lot of questions surrounding the advertised 1.99% 5-year fixed mortgage. While there are many excellent mortgage rates in the market, some of these rates come with requirements that may not fit your...