by harmerwealth | Jan 18, 2025 | Interest Rates, Mortgages
With President Trump’s inauguration just days away, you may be wondering how U.S. policies, particularly tariffs, could impact your finances—especially if you’re renewing your mortgage or have a variable rate. Here’s what you need to know and why it matters. What’s...
by harmerwealth | Dec 7, 2024 | Economy, Financial Planning
📉 Canada’s Unemployment Rate Hits 8-Year High of 6.8% 📉 Canada’s economy is making headlines, and not for the best reasons. The national unemployment rate has reached 6.8%, the highest level in 8 years. While this news may seem concerning, it’s essential to...
by harmerwealth | Dec 3, 2024 | Uncategorized
Is now the right time to buy your bigger family home, or downsize for retirement?Should you take advantage of changing market conditions before mortgage rates rise further?How will shifting employment trends and higher rental vacancies affect your decisions? The...
by harmerwealth | Dec 3, 2024 | Investing
As we approach 2025, the investment landscape presents unique opportunities for growth-driven investors. With rapid changes in demographics, technological advancements, and shifting economic policies, it is crucial to position portfolios to capitalize on these...
by harmerwealth | Dec 3, 2024 | Estate Planning, Inheritance, Tax Planning
Plan Today for a Tax-Efficient TomorrowEstate planning is a crucial step in ensuring your wealth is transferred to your heirs in the most efficient way possible, particularly in Canada, where taxes on inherited assets can erode the value of your estate. With careful...
