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As we approach 2025, the investment landscape presents unique opportunities for growth-driven investors. With rapid changes in demographics, technological advancements, and shifting economic policies, it is crucial to position portfolios to capitalize on these emerging trends. At Harmer Wealth Management, we are closely monitoring four key areas poised for substantial growth.


1. Health Science: Meeting the Needs of an Aging Population

Canada’s baby boomer generation is rapidly entering retirement, creating a surge in demand for healthcare services. From long-term care facilities to breakthroughs in biotechnology, the sector offers unprecedented opportunities for growth. Key areas include:

  • Medical Services and Supplies: Meeting the growing demand for advanced diagnostic tools, treatments, and specialized healthcare services.
  • Biotechnology: Exciting developments in neurological and vaccine treatments, driven by both innovation and demographic needs.
  • Healthcare Staffing: Addressing critical shortages in medical professionals to meet rising demand.

Lower valuations within this sector further enhance its attractiveness, making it a cornerstone of our growth strategy moving into 2025.


2. Small-to-Mid Capital Investments: The Onshoring Boom

With recent political shifts, including the return of Trump to power, North American markets are poised to benefit from a renewed focus on onshoring. This trend involves relocating businesses and manufacturing back to local markets, which bolsters economic growth in sectors like:

  • Manufacturing and Production: Smaller and mid-sized companies are expected to thrive as they step in to meet increased demand for domestically produced goods.
  • Lower Interest Rates: As rates decline, smaller enterprises may benefit from improved financing conditions, creating fertile ground for expansion.

We anticipate a multi-year shift in market leadership from large-cap giants to small and mid-cap companies, making this an exciting area for investors focused on long-term growth.


3. The “Picks and Axes” of Artificial Intelligence

Artificial intelligence (AI) continues to revolutionize industries, and while the dominant players are still emerging, the infrastructure supporting AI offers compelling opportunities today. Much like the gold rush favored suppliers of picks and axes, we are focused on investing in the backbone of AI development, including:

  • Data Centers and Power Solutions: Critical to the storage and processing of massive amounts of data.
  • Chips and Semiconductors: Essential for running AI algorithms and applications.
  • Cybersecurity: As AI adoption grows, so does the need to protect its infrastructure and software.

By investing in these enabling technologies, we position our portfolios to benefit from AI’s growth, even as the ultimate market leaders emerge.


4. Bonds: Stability and Growth Potential

Despite declining interest rates, bonds remain a highly attractive component of our portfolios. Long-term bonds, in particular, continue to offer:

  • Strong Yields: Providing income stability while rates remain favorable.
  • Capital Growth Potential: As rates decline further, long-term bonds have significant room for capital appreciation.

We believe bonds will remain a valuable tool for balancing risk and enhancing returns, particularly for investors seeking a mix of stability and growth.


Positioning for Success in 2025

At Harmer Wealth Management, we are committed to guiding our clients through this dynamic investment landscape. Whether you’re seeking a portfolio review or a second opinion on your current investments, our team is here to help. Click “Book Online” or call 1.800.723.2138 to schedule a complimentary consultation today.


This article is for informational purposes only and is not intended as investment, legal, or tax advice. It does not constitute a solicitation to buy or sell any investment products. Please consult a qualified advisor to evaluate your specific financial situation and investment objectives.