1.800.723.2138 [email protected]

Whatever your mortgage needs

We can help

Buying Your Next Property

Whether you are looking to purchase your next home, a rental, or the vacation home you’ve always wanted, let us do the heavy lifting for you.

Refinancing

You’re struggling with debt, aching to get to that reno or hungry to put cash towards a new investment or construction.

Buying Your First Home

et us guide you from pre-approval through the options and leverage you have to get the mortgage you need right now. You’ll be moving in before you know it.

Renewing Your Mortgage

We can guarantee you a rate 90 to 120 days in advance of your renewal date often saving thousands of dollars in interest. We walk you step-by-step through the options to leverage what you have to get the mortgage you need right now.

Contact

Get In Touch

Let’s have a brief, no obligation conversation. We’ll explain how our services work and how we can help you with a customized solution.

7 + 8 =

Independent Advice

Because we provide mortgages from various lenders, you’re not tied to one lender or one type of mortgage.

MORE MORTGAGE CHOICES.

Through our Mortgage Market technology, we have electronic access to major lenders in Canada, so we’re able to show you a wide range of rates and features available to you.

WE WORK HARD TO GET YOU A COMPETITIVE RATE BY LEVERAGING OUR WIDE LENDING NETWORK.

Fast, convenient, local service. We are here to keep your mortgage moving forward. What’s more, you’re working with a local business person with ties to the communities where they do business.

SPECIALIZED KNOWLEDGE

Through training and certification, we have a good understanding of available products, features, and rates. We’re also great at explaining the sometimes complex industry specific language in everyday terms, so you know exactly what you’re getting into.

REPUTABLE LENDERS

We deal with reputable and established Canadian financial institutions. Plus, we have access to mortgage specialist-only lenders who offer competitive rates and features that you may not find at your local financial institution.

Respected Advisors

Harmer Wealth is a unique firm with unique solutions.  Let's create one for you soon.

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Our Dealer & Brokerage

Mutual Fund Representative

Mutual funds products are offered through Investia Financial Services Inc. Insurance Products offered through Achievex Financial. | Mortgages Products offered through Pilrock Mortgages. Pilrock Mortgages Ltd. Lic.12707 | Chad Harmer Lic. M19000975 | 9015 Mosport Road, Clarington, Ontario, L0B1M0 (By Appointment Only)